AGRICULTURAL COLLABORATION AND REVENUE SHARING AGREEMENT

iKHETI FARMING AGREEMENT

This Agreement is made on this _____ day of __________ 2026 (year)

BETWEEN:

iKheti™

Registered Office: India


(Hereinafter referred to as "iKheti" or "The Company" or "Sponsor", which expression shall unless repugnant to the context or meaning thereof include its successors and assigns)

AND

Farmer Details:
Name: _________________________________
Father's/Husband's Name: _________________________________
Address: _________________________________
Village: _________________ Taluka: _________________ District: _________________
State: _________________ PIN: _________________
Mobile Number: _________________________________
Aadhaar Number: : ____________________________PAN____________
Land Survey Number(s): _________________________________
Total Agriculture Land for iKheti: _________________
Total Land Area (Bigha/Acre/Hectares): _________________
(Hereinafter referred to as "The Farmer", which expression shall unless repugnant to the context or meaning thereof include his/her heirs, executors, administrators and assigns)

iKheti and The Farmer are hereinafter collectively referred to as "Parties" and individually as "Party"

RECITALS

WHEREAS:

A. iKheti™ is engaged in the business of sustainable agriculture, specializing in cultivation, processing, and marketing of the produce.

B. The Farmer is the owner/lessee of agricultural land and desires to cultivate specified crop under the guidance and support of iKheti.

C. iKheti has developed proprietary seed pre-treatment technology (PreSOAK by iKheti™) achieving higher germination rates and wishes to engage farmers for commercial cultivation.

D. Both Parties desire to enter into a mutually beneficial contract farming arrangement whereby iKheti will provide technical support, quality seeds, and structured market linkage and sales support on a revenue sharing basis (without any fixed or minimum guaranteed price or buyback obligation), and The Farmer will cultivate the specified crop as per prescribed standards.

E. The current specified crop is “moringa/sahajan/drumstick” with proprietary PreSOAK seed treatment technology solution (PreSOAK by iKheti™).

NOW THEREFORE, in consideration of the mutual covenants and agreements contained herein, the Parties agree as follows:

ARTICLE 1: DEFINITIONS

1.1 "The Specified Crop" means the crop specified by iKheti team to be grown on agricultural land.

• The current specified crop is “moringa/sahajan/drumstick” which means Moringa oleifera tree, including all its parts: leaves, drumsticks (pods), seeds, and roots.

1.2 "PreSOAK Technology" means iKheti's proprietary seed pre-treatment process that enhances germination and plant vigor. which is a trade secret and confidential information of iKheti.

1.3 "Contract Period" means the initial term of this Agreement as specified in Article 2.

1.4 "Farming Produce" means the agricultural crop produced/harvested by The Farmer on the agriculture land. The current farming produce include moringa leaves, drumsticks, and seeds.

1.5 "Agriculture Land" or "Contracted Land" means the agricultural land specified in this Agreement on which cultivation will be undertaken for the specified crop.

1.6 “Gross Sale Proceeds” means the total amount actually received from buyers on sale of the Specified Crop from the subject Agricultural Land, after deduction of statutory taxes/levies (if any) but before deduction of any other expenses (as specified in Article 6.)

1.7 "Quality Standards" means the specifications for Farming Produce as detailed in Schedule-I.

1.8 "Force Majeure" means acts of God, natural calamities, war, government restrictions, or any other event beyond the reasonable control of either Party.

1.9 “Revenue Share” means the proportion in which the Gross Sale Proceeds from the Crop are shared between the Farmer and iKheti

1.10 "Side-Selling" means any sale of the Crop where iKheti's 1/3rd Revenue Share is not reported and remitted as per this Agreement, including unreported sales, under-declaration of quantity or price, and non-remittance of iKheti's share.

ARTICLE 2: TERM OF AGREEMENT

2.1 Initial Term: This Agreement shall commence on the date of execution and continue for an initial period of TEN (10) YEARS from the date of first sowing/planting.

2.2 Renewal: This Agreement may be renewed for successive terms of TEN (10) YEARS each upon mutual written consent of both Parties, executed at least 60 days prior to expiration.

2.3 Crop Cycle: This Agreement covers the establishment phase, initial harvest cycles and renewed plantation as necessary determined by iKheti at its own discretion. (Moringa being a perennial crop with a lifespan of 40+ years)

ARTICLE 3: SCOPE OF CULTIVATION

3.1 Land Details:

The agricultural land the piece of land on which the cultivation of the crop as recommended by iKheti to be carried out:

• Total Land Area: __________ Bigha/ Acres/ Hectares

• Khata (Survey) Number(s): __________

• GPS Coordinates: __________

• Soil Type: __________

As mentioned in Schedule-II (Agricultural Land Details) also mentioned in the individual farmer agreement

3.2 Cultivation Commitment: The Farmer agrees to:

• Dedicate the entire Agricultural Land exclusively for ‘the specified crop’ cultivation during the Agreement Period

• Not cultivate any other crop on the Agricultural Land without prior written consent of iKheti

• Follow all cultivation practices, guidelines, and technical advice provided by iKheti

3.3 Land Ownership Protection:

• This Agreement does NOT transfer, lease, or create any right, title, or interest in the 'Agriculture Land' to iKheti

• The Farmer retains full ownership and possession of the land

• "The Farmer shall promptly inform iKheti in writing of any proposed transfer or encumbrance, and shall ensure that any transferee/lessee is made aware of, and expressly assumes, the obligations relating to standing crops and ongoing Crop cycles under this Agreement, if any are in progress at the time of transfer. If transfer occurs with standing crops, the Farmer shall ensure settlement of iKheti's proportionate 1/3rd revenue share for the remaining ten years’ duration, as mutually assessed in good faith based on expected marketable yield

• Any existing mortgages or encumbrances must be disclosed in Schedule-II

3.4 Transfer & Assignment - Compensation & PDC Security Mechanism:

(a) Notice Requirement: If the Farmer proposes to transfer, sell, lease, or assign the Contracted Land (or any interest therein) to any third party during the Contract Period, the Farmer shall:

• Provide iKheti with 60 days advance written notice

• Provide details of the transferee (name, address, contact, Aadhaar)

• Provide copy of proposed transfer deed or lease agreement

(b) Conditions for iKheti's Acceptance:

(i) Transferee Obligations: The transferee/new farmer must:

• Provide written undertaking accepting and assuming ALL obligations under this Agreement

• Provide 2 Post-Dated Cheques (PDCs) in the same format and value as the original Farmer (Article 6.8)

• Provide proof of agricultural experience or undergo mandatory training by iKheti

• Not have history of side-selling or contract breach

• Execute separate Schedule-II (Land Details) with iKheti

(ii) Settlement with Original Farmer:

• All standing crop revenue shares (Farmer's 2/3 + iKheti's 1/3) shall be settled within 15 days of notice

• If crop is mid-cycle, fair market value shall be determined per Article 6.7(e)

• Any outstanding input credit dues shall be settled before transfer completion

(iii) Transfer Price Equity Clause:

• If the transfer/sale price of Contracted Land exceeds fair market value by 20% or more, iKheti shall be entitled to 10% of the excess gain amount as "transfer equity fee" (payable by transferee or deducted from Farmer's sale proceeds)

• This is to ensure iKheti is compensated for the enhanced value created by its investment in crop development and market linkage

(c) Compensation to iKheti on Transfer:

Upon transfer during the Contract Period, the Farmer shall pay iKheti a one-time compensation equal to:

• INR 75,000 (Seventy-Five Thousand Rupees) per acre for the first 5 acres; PLUS

• INR 50,000 (Fifty Thousand Rupees) per acre for agricultural land area exceeding 5 acres

This compensation reflects iKheti's sunk cost in land assessment, farmer training, inputs provided, and lost revenue opportunity due to early transfer. Maximum compensation capped at INR 5,00,000 (Five Lakh Rupees) irrespective of total acreage.

Alternative Option: Instead of lump-sum payment, Farmer may request iKheti to continue revenue sharing with the transferee (in which case, transfer equity fee shall apply, and new PDCs shall be submitted by transferee).

(d) Joint Liability: The original Farmer shall remain jointly and severally liable with the transferee for any breach or violation of this Agreement until:

• 12 months have elapsed since transfer date, OR

• Transferee has completed at least 2 full harvest cycles successfully, OR

• iKheti expressly releases original Farmer in writing

(e) Transfer Without Notice: If the Farmer transfers the Contracted Land without providing iKheti the 60-day advance notice:

• This shall be deemed a material breach of this Agreement

• iKheti may immediately terminate this Agreement

• Full termination compensation (Article 10.5) shall become immediately due and payable

• iKheti may encash the PDCs provided by Farmer

• Additionally, transferee is not a party to this Agreement and has no rights under it

(f) Family Succession Transfer: If transfer is to direct family member (spouse, son, daughter, father, mother) for legitimate succession/inheritance reasons:

• Compensation may be waived at iKheti's sole discretion

• 60-day notice requirement still applies

• Successor must provide 2 PDCs and assume all obligations

ARTICLE 4: iKHETI's OBLIGATIONS (SPONSOR SERVICES)

4.1 Pre-Cultivation Support: iKheti shall provide the following at NO COST to The Farmer:

(a) Quality Seeds: Supply of requisite seeds and proprietary solution PreSOAK technology for pre-treatment of moringa seeds, for better yield and germination.

(b) Land Assessment: Professional inspection and GPS mapping of the subject agricultural Land

(c) Customized Plan: Personalized cultivation layout plan based on soil conditions, water availability, and local climate

(d) Pioneer Kit: Comprehensive onboarding training package including:

• Cultivation calendar

• Step-by-step farming manual

• Nutrient application schedule

• Pest and disease management guide

• Contact directory of support team

4.2 Cultivation Support: iKheti shall provide:

(a) Technical Guidance:

• Weekly/fortnightly online cultivation guidance for 90 days

• Video tutorials and best practices

• 24/7 helpline for urgent queries

(b) Field Visits:

• Requisite field visits during first 90 days

• Necessary visits thereafter during Contract Period

• Emergency response as necessary

(c) Agronomist Support*:

• Dedicated agronomist assigned to each farmer on ‘need’ basis

• Real-time problem diagnosis via online (app/WhatsApp etc)

• Customized solutions for pest, disease, or growth issues

• At the discretion of iKheti Team

(d) Digital Platform:

• Access to iKheti platform

• GPS-based field monitoring

• Weather alerts and advisories

• Market price updates

4.3 Input Supply (Optional Credit): Upon request, iKheti may provide:

• Organic fertilizers and nutrients (on cash/credit basis)

• Pest management solutions

• Irrigation support equipment

Repayment Terms: Input credit shall be recovered from first harvest proceeds as per Schedule-III.

4.4 Facilitate Market Linkage: iKheti commits to:

(a) Facilitate aggregation, quality grading, and marketing of 100% of the Farmer's produce meeting Quality Standards (Schedule-I) through identified buyers or markets;

(b) Make reasonable commercial efforts to secure fair and transparent prices for the Farmer's produce based on prevailing market conditions and produce quality;

(c) Act as facilitator and service provider for produce sales, whether under Scenario A (iKheti-led sale) or Scenario B (Farmer-led sale with iKheti support);

(d) Provide advance harvest scheduling guidance to ensure timely aggregation and market coordination;

(e) Under Scenario A, remit the Farmer's 2/3rd share within 30 working days of receipt of sale proceeds from end-buyers, along with a detailed settlement statement;

(f) Assist the Farmer with market intelligence, price trends, and buyer requirements to optimize realization.

For the avoidance of doubt, iKheti does not guarantee any minimum price, fixed buyback, or absorption of market price risk. Both Parties' earnings depend on actual market prices realized, shared in the agreed 2/3rd (Farmer) : 1/3rd (iKheti) ratio.

4.5 Insurance Assistance: iKheti shall facilitate crop insurance under government schemes (premium to be borne by Farmer or shared as agreed).

4.6 Training & Capacity Building:

• Periodic farmer workshops

• Exposure visits to successful farms of ‘the specified crop’

• Certification programs for organic farming

ARTICLE 5: FARMER'S OBLIGATIONS

5.1 Land Preparation: The Farmer shall:

• Prepare land as per iKheti's specifications before seed sowing

• Ensure proper leveling, bunding, and drainage

• Remove weeds and debris

5.2 Cultivation Practices: The Farmer agrees to:

• Plant ‘the specified crop’ seeds on the date mutually agreed with iKheti

• Follow spacing and planting depth as prescribed

• Implement all agronomic practices advised by iKheti's agronomist

• Apply nutrients, water, and pest management as per schedule

• Maintain daily cultivation log (as provided by iKheti)

5.3 Quality Maintenance:

• Cultivate ‘the specified crop’ organically without prohibited chemicals (list in Schedule-IV)

• Ensure Farming Produce meets Quality Standards (Schedule-I)

• Harvest only when advised by iKheti to ensure optimal quality and market price

• Handle produce carefully to avoid damage during harvest and post-harvest

5.4 Exclusive Supply:

• Support in selling 100% of Farming Produce meeting Quality Standards

• Not sell to any third party without written permission of iKheti

• Farming Produce not meeting Quality Standards may be sold in open market

5.5 Access & Monitoring:

• Allow iKheti representatives to access 'Agriculture Land' for inspection, monitoring, and guidance

• Cooperate with soil testing, plant sampling, and quality checks

• Provide accurate information regarding cultivation practices and inputs used

5.6 Documentation:

• Maintain cultivation records, input usage, expense logs, and harvest data

• Submit weekly updates (including photo/video of the cultivated agricultural land) as guided by iKheti Team

• Inform iKheti immediately of any pest, disease, or adverse condition

5.7 Prohibition:

• NOT use the Contracted agricultural Land for any purpose other than ‘the specified crop’ cultivation

• NOT cut, uproot, or damage ‘the specified crop’ trees/plants without iKheti's consent or as guided by iKheti Team

• NOT engage in any practice that may harm crop health or soil fertility

ARTICLE 6: Revenue Sharing Mechanism & PAYMENT TERMS

6.1 Revenue Sharing and Flow of Funds

1. All sales of the Crop from the subject 'Agriculture Land', whether facilitated by iKheti or undertaken directly by the Farmer under this Agreement, shall be subject to the following Revenue Share:

   • Farmer: 2/3rd (two‑thirds) of Gross Sale Proceeds;

   • iKheti: 1/3rd (one‑third) of Gross Sale Proceeds.

The iKheti Share is exclusive of applicable GST or any taxes; any GST payable on the service fee shall be borne/reimbursed by the Farmer or deducted from Farmer’s share.

2. The Parties agree that the entire financial relationship between them in respect of the Crop shall be governed by this Revenue Share and that:

   • iKheti’s 1/3rd share covers and compensates iKheti for all seeds, pre‑soak solutions, technical services, training, field support and market linkage; and

   • The Farmer is not required to make any upfront cash payment to iKheti towards such inputs and services.

3. The Revenue Share shall be computed on a lot‑wise basis (each distinct sale/consignment) immediately after sale of the Crop and shall be documented in a written or electronic statement shared with the Farmer.
   
   

4. After sale of each lot of Crop:

   • First, statutory taxes/levies (if any) shall be deducted to arrive at Gross Sale Proceeds.

   • Second, any mutually agreed direct third‑party logistics/transportation charges (if borne centrally) may be deducted, as determined by the iKheti Team.

   • Third, of the resulting amount, 1/3rd shall be credited to iKheti and 2/3rd shall be credited to the Farmer.
     
     

5. Revenue Share First Claim Priority: For the avoidance of doubt, iKheti's 1/3rd Revenue Share is a FIRST CLAIM on all Gross Sale Proceeds, and shall be paid prior to:

   • Any input credit repayment (Article 6.5)

   • Any other dues or liabilities of the Farmer

   • Any attachment or garnishee order by third parties

Only after iKheti's 1/3rd share is fully paid shall the Farmer's 2/3rd share be subject to other deductions or claims.

6.2 Scenario A – iKheti‑Led Sale of Crop

1. Under Scenario A, the Farmer authorises iKheti to aggregate, market and sell the Crop to buyers identified or approved by iKheti, at prices negotiated in good faith based on prevailing market conditions and quality.

2. Title and risk in the Crop shall remain with the Farmer until the sale to the end‑buyer is completed. iKheti acts as a service provider/facilitator for aggregation, marketing and sale.

3. The buyer shall make payment either:

   • Directly into an account designated jointly for settlement under this Agreement; or

   • Into iKheti’s designated account, from which iKheti shall settle the Farmer’s share.

4. Within 30 working days from realisation of sale proceeds:

   • iKheti shall compute Gross Sale Proceeds for that lot;

   • iKheti shall allocate 1/3rd of Gross Sale Proceeds as its Revenue Share;

   • iKheti shall remit the Farmer’s 2/3rd share to the Farmer’s registered bank account;

   • iKheti shall share a statement showing quantity sold, price realised, Gross Sale Proceeds, and the split between iKheti and Farmer.

5. For the avoidance of doubt, there is no fixed or minimum price assured to the Farmer. The Farmer’s and iKheti’s earnings depend on the actual sale price realised in the market, and both Parties share that upside/downside strictly in the agreed 2/3rd : 1/3rd ratio.

Share Revision:

• Revenue sharing may be reviewed annually based on market conditions

• Any change shall be communicated 30 days in advance

• iKheti share reduction may be mutually discussed but will not be binding on any party

• In case of any disagreement the original agreement terms shall prevail for the specified period of the agreement

6.3 Scenario B – Farmer‑Led Sale with Revenue Sharing

1. Under Scenario B, the Farmer is permitted to sell the Crop directly to third‑party buyers, provided:

   • iKheti is informed in advance of the proposed sale; and

   • The Farmer acknowledges that the same Revenue Share (Farmer 2/3rd, iKheti 1/3rd) applies to such sales.

2. For each sale made directly by the Farmer, the Farmer shall, within 24 hours of the sale:

   • Share details of the buyer, quantity sold, rate per unit and total amount;

   • Provide a copy/photo of the sale invoice/bill and payment proof (bank SMS/statement, UPI screenshot, etc.) to iKheti.

3. The Farmer shall, within 3 working days of receipt of sale proceeds, remit to iKheti an amount equal to 1/3rd of Gross Sale Proceeds for that sale, by electronic transfer to the bank account notified by iKheti. Delay in payment shall attract 18% per annum interest automatically from the due date.

4. iKheti shall have the right, on reasonable notice, to:

   • Inspect the Farmer’s sale records, invoices and bank statements relating to the Crop; and

   • Directly confirm with buyers, the quantities purchased and prices paid.

5. Non‑reporting of a sale, deliberate under‑declaration of price or quantity, or failure to remit iKheti’s 1/3rd share within the stipulated period shall be treated as a material default and side‑selling under the Agreement and shall attract the default and penalty clauses (liquidated damages, recovery rights, termination, etc.)

6.4 Realisation Terms:

• The Farmer agrees that 100% of the Crop harvested from the Agricultural Land shall be sold only through channels consistent with this Agreement (Scenario A or Scenario B), so that the agreed Revenue Share of 1/3rd to iKheti and 2/3rd to the Farmer is correctly computed and settled.

• The Parties acknowledge that the commercial model under this Agreement is based on revenue sharing from the eventual sale of the Crop, and not on any guaranteed buyback or fixed price. iKheti’s only monetary return is its one‑third (1/3rd) share of Gross Sale Proceeds, while the Farmer receives the remaining two‑thirds (2/3rd) of Gross Sale Proceeds.

6.5 Deductions: The following may be deducted from payment:

• Input credit availed (as per Schedule-III)

• Any outstanding dues mutually agreed

• Deductions shall not exceed 40% of any single payment

6.6 Default & damages – Revenue Sharing Framework:

In the event the Farmer diverts produce or engages in Side-Selling, the Farmer shall pay to iKheti an amount equal to 1/3rd of the fair market value of all diverted produce, plus liquidated damages of 50% of such value. Such liquidated damages are a genuine pre-estimate of loss and not a penalty.

6.7 Verification and Inspection Rights for Revenue Share Protection:

(a) iKheti shall have the right, on reasonable prior notice (minimum 24 hours except in case of reasonable suspicion of side-selling,when inspection and access may be immediate), to:

• Inspect the 'Agriculture Land' and verify crop standing/harvested quantities;

• Examine the Farmer's sale records, invoices, payment receipts, and bank statements relating to the Crop;

• Request copies of weighment slips, buyer details, and transport documentation;

• Directly confirm with buyers (on a sample or full basis) the quantities purchased and prices paid.

• Photograph the standing crop, harvest operations, and packaging for documentation

(b) The Farmer shall maintain and make available upon request:

• Daily/weekly harvest logs showing quantity harvested from 'Agriculture Land';

• All sale invoices, bills, and buyer payment confirmations;

• Bank statements showing sale proceeds received;

• Weighment slips and transport challans.

• Video/photographic evidence of harvest and quality.

(c) Discovery of Side-Selling: If iKheti discovers through inspection, third-party information, or otherwise that the Farmer has:

• Sold Crop without reporting to iKheti (Scenario B non-compliance);

• Under-declared quantity or price in reported sales;

• Failed to remit iKheti's 1/3rd share within stipulated timeframe;

• Refused to provide buyer details or bank proof for sales;

Such conduct shall constitute "Side-Selling" and material breach under this Agreement.

(d) Consequences of Side-Selling: Upon discovery of Side-Selling, the Farmer shall pay to iKheti:

1. The missing 1/3rd Revenue Share on the actual/fair market value of diverted produce;

2. Liquidated damages equal to 50% of the fair market value of the diverted produce, as a genuine pre-estimate of iKheti's loss from breach (not as penalty);

3. Interest @ 18% per annum on amounts (i) and (ii) from the date of sale until full payment;

4. iKheti's reasonable costs of investigation and recovery (including legal fees, if any).

5. Automatic PDC Encashment Right: If Farmer fails to pay amounts (i), (ii), (iii), and (iv) within 30 days of notice, iKheti may immediately encash the PDCs provided by Farmer (Article 6.8) after giving a 7 (seven) day written demand specifying the breach and the amounts claimed.

(e) Fair Market Value Determination: In case of dispute regarding valuation of diverted produce, "fair market value" shall be determined as the average of:

• Price at which similar grade produce was sold by the Farmer (if ascertainable);

• Prevailing wholesale mandi price for similar quality moringa produce in the nearest APMC market during the relevant period; and

• Price at which iKheti sold similar grade produce during the same period (if applicable).

If parties cannot agree, an independent agricultural commodity valuer shall be appointed mutually, whose determination shall be final and binding. Valuation cost shall be borne equally by both parties initially, but if Farmer's valuation differs from valuer by >2%, Farmer shall bear full valuation cost.

(f) Repeat Side-Selling: If the Farmer engages in Side-Selling on two or more occasions during the Contract Period, iKheti may, in addition to the above remedies, terminate this Agreement immediately under Article 10.2 and invoke termination compensation under Article 10.5.

(g) Good Faith Errors: Minor inadvertent errors in reporting (e.g., delay of 1-2 days in payment of iKheti's share, minor quantity discrepancies below 2% explained by weighment variations or handling shrinkage) shall not be treated as Side-Selling if the Farmer promptly corrects upon notice.

6.8 Post-Dated Cheques (PDC) - Security Mechanism

The Parties acknowledge that iKheti is devoting substantial time, cost and resources towards: (i) supplying seeds and PreSOAK by iKheti™ solution, (ii) sharing proprietary know‑how and cultivation protocols, and (iii) providing agronomist support and market linkage, and that iKheti’s profitability is entirely dependent on the Revenue Sharing mechanism set out in Article 6 and not on any fixed fee payable by the Farmer.

Security Cheques (PDCs)

In order to secure due performance of the Farmer’s payment obligations under this Agreement (including, without limitation, Revenue Share, Side‑Selling damages, termination compensation and input credit), the Farmer shall, at the time of execution of this Agreement, issue in favour of iKheti:

(a) Provision of PDCs: At the time of contract execution, the Farmer shall provide iKheti with TWO (2) Post-Dated Cheques of equal face value as security for faithful performance of this Agreement.

(b) Each PDC shall be for an amount mutually agreed and recorded in Schedule‑III / a separate Security Annexure, keeping in mind the expected scale of cultivation and iKheti’s initial investment. Example of PDC Value Calculation: Each PDC shall be valued at approximately 1/3rd of the estimated Year 1 revenue share expected to be earned by iKheti:

Example Calculation:

• If land area = 2 acres

• Expected Year 1 gross sale proceeds = ₹3,00,000 per acre × 2 acres = ₹6,00,000

• iKheti's 1/3rd share = ₹2,00,000

• Each PDC value = ₹1,00,000 (1/2 of ₹2,00,000)

(c) Two post‑dated cheques (PDCs), each dated twelve (12) months from the date of this Agreement, drawn on the Farmer’s operative bank account; or PDC Maturity Dates: The two PDCs shall be dated as follows:

• First PDC: Dated 12 months from contract execution date

• Second PDC: Dated 15 months from contract execution date

(d) PDC Custody & Escrow: The PDCs shall be held:

• Either by iKheti in safe custody, OR

• By an authorized escrow agent (bank, notary) mutually agreed by both Parties

• PDCs shall NOT be encashed during the normal performance of this Agreement

(e) PDC Encashment - Breach Scenarios: iKheti may encash the PDCs after giving a 7 (seven) day written demand specifying the breach and the amounts claimed, if:

(i) Side-Selling Default: Farmer engages in Side-Selling and fails to pay iKheti's 1/3rd revenue share + liquidated damages within 30 days of notice;

(ii) IP/Technology Misuse: Farmer breaches confidentiality or uses PreSOAK technology without authorization post-termination;

(iii) Early Termination by Farmer: Farmer terminates this Agreement without cause/valid reason in the first 3 years of the Contract Period;

(iv) Non-Payment of Dues: Farmer fails to remit iKheti's revenue share or outstanding dues for 60 consecutive days;

(v) Transfer Without Notice: Farmer transfers the land without notifying iKheti (Article 3.4);

(vi) Arbitration Award Non-Payment: Farmer fails to pay an arbitration award within 30 days of issuance;

(vii) Material Breach: Farmer commits any material breach of this Agreement (as defined in Article 10.2) and fails to cure within 30 days of notice.

(f) PDC Release: The PDCs shall be released (returned to Farmer uncashed) if:

• Contract Period completes successfully (10 years as per Article 2.1), OR

• Agreement is mutually terminated after Year 5, OR

• All obligations are satisfactorily performed and no breach is pending

• However, if any disputed claim is pending at contract end, PDCs shall be held in escrow until dispute is resolved

(g) PDC Replacement:

• Upon encashment of any PDC, or if any PDC is rendered unusable (expiry, damage, change of bank account, etc.), the Farmer shall, within 7 (seven) days of written request, issue a fresh post‑dated cheque of equivalent security value, so that iKheti continues to hold two valid PDCs at all times during the Contract Period.

• Failure to provide such replacement PDCs shall constitute a material breach of this Agreement.

(h) RBI Compliance & Civil Remedy Framework: The PDC mechanism is structured in compliance with RBI guidelines:

• PDCs are purely civil remedy for contract enforcement

• The primary purpose of the PDCs is civil contract enforcement. iKheti will generally seek civil remedies; any recourse to criminal remedies under the Negotiable Instruments Act, 1881 will be taken only in exceptional cases, in accordance with applicable law.

• PDCs may be encashed only for legitimate contract breaches as enumerated above

• Farmer has right to contest encashment through arbitration or civil suit if PDC was encashed without valid cause

(i) PDC Financial Implications:

• PDC encashment is equivalent to financial penalty/liquidated damages, not a fine

• Amount recovered through PDC shall be credited against any outstanding liabilities (side-selling dues, termination compensation, etc.)

• If PDC amount exceeds liabilities, Farmer may claim refund of excess within 30 days

• Remaining balance shall be forfeited as damages

(j) Farmer's Right to Contest PDC Encashment:

• If Farmer believes PDC was encashed without valid cause, Farmer may seek arbitration

• During arbitration, if Farmer proves the encashment was unjustified, iKheti shall:

  • Return the encashed amount with 6% per annum interest from encashment date

  • Pay Farmer's arbitration costs

  • Provide written apology and restore PDCs if contract continues

(k) Dishonour of PDCs

If any PDC issued under this Article is dishonoured on presentation due to insufficient funds, account closure or any other reason attributable to the Farmer, such dishonour shall constitute a material default and iKheti shall be entitled to:

• INR 5000/- as administrative and inconvenience cost;

• Interest @ 24% per annum on PDC value from the original due date until replacement is received

• Invoke default remedies including termination under Article 10; and

• Take appropriate legal action, including under the Negotiable Instruments Act, 1881, where applicable, for recovery of the legally recoverable dues.

• Nothing in this Article limits iKheti’s right to claim any higher or additional amount that may be due under this Agreement through other legal remedies.

ARTICLE 6.9: REVENUE SHARE FIRST CLAIM PRIORITY

(a) Priority Clause: For absolute clarity, iKheti's 1/3rd Revenue Share from the Gross Sale Proceeds of the Crop is a FIRST AND PRIOR CHARGE on all sale proceeds, and shall be:

• PAID FIRST, before any other deductions, liabilities, or claims

• NOT subject to setoff against input credit dues, taxes, or third-party attachments

• NOT delayed on grounds that Farmer has other debts or liabilities

(b) Sequencing of Payments: When sale proceeds are received, the following sequence shall be followed:

1. Statutory taxes/levies deduction (if applicable)

2. iKheti's 1/3rd Revenue Share payment (immediately, on same day or next business day)

3. Input credit deductions (max 40% of remaining amount)

4. Other dues/liabilities

5. Farmer's balance (2/3rd less deductions)

(c) No Setoff: Under no circumstances may Farmer refuse to pay iKheti's 1/3rd share on grounds that:

• Farmer has input credit dues

• Farmer has personal debts to third parties

• Farmer has tax liabilities

• Farmer claims deductions not agreed in this Agreement

Any attempt at setoff shall be treated as Side-Selling and material breach.

ARTICLE 7: RISK & OWNERSHIP

7.1 Risk of Production:

• The Farmer bears the risk of cultivation until produce is delivered and accepted by iKheti

• iKheti shall provide best possible guidance to minimize risks

• Insurance (if availed) will mitigate catastrophic losses

7.2 Ownership of Produce:

(a) Ownership and title in the Farming Produce shall remain with the Farmer until the Crop is sold to the end‑buyer under Scenario A or Scenario B in Article 6.

(b) Under Scenario A (iKheti‑led sales), the Farmer hereby authorises iKheti to act as an agent/ service provider for aggregation, marketing and sale, but such authorisation does not transfer ownership of the Crop to iKheti.

(c) Under Scenario B (Farmer‑led sales), the Farmer enters into sale contracts directly with buyers and remains solely responsible to those buyers, subject to timely remittance of iKheti’s 1/3rd Revenue Share.

(d) No Deemed Sale to iKheti: For clarity, iKheti's facilitation, aggregation, quality assessment, or handling of the Crop shall NOT be construed as a sale or transfer of title from Farmer to iKheti at any stage. iKheti's role is that of service provider and marketing agent, not trader or buyer.

(e) End-Buyer Sale Completes Transaction: Title passes directly from Farmer to the end-buyer upon completion of sale. iKheti acts as intermediary/facilitator to effect such sale and receives its 1/3rd share as service/commission fee, not as purchase consideration.

(f) Not a Buyback or Trader Arrangement: For absolute legal clarity, this Agreement is NOT a buyback contract and iKheti is NOT acting as a trader, commission agent, or licensed buyer. The revenue-sharing arrangement is:

• A service provision and market facilitation agreement

• Farmer retains all ownership and title to produce

• iKheti receives revenue share as fee for services (technical support, inputs, market linkage)

• Compliant with APMC regulations (no trader license required if Farmer is direct seller)

7.3 Force Majeure:

The Parties acknowledge that agriculture is subject to natural and market risks. The Parties agree to bear such risks as follows:

(a) Normal cultivation risks (weather variability, pest incidence despite recommended practices, etc.) shall be shared in good faith, and iKheti will support the Farmer with advisory and reasonable remedial inputs as per program policy;

(b) In case of severe force majeure events (such as flood, drought, cyclone, government restrictions, war, pandemic) which substantially destroy the crop, the Parties shall not hold each other liable for non-performance to the extent directly caused by such events, and the service fee of iKheti shall be limited to actual sale, if any.

Neither Party shall be liable for failure to perform obligations due to Force Majeure events including:

• Natural calamities (drought, flood, cyclone, earthquake)

• Pest/disease outbreak beyond control despite best practices

• Government restrictions or policy changes

• War, civil unrest, strikes

Force Majeure Procedure:

• Affected Party shall notify the other within 7 days

• Parties shall discuss relief measures (price adjustment, contract extension, etc.)

• If Force Majeure continues beyond 90 days, either Party may terminate with 30 days notice

• In such incidences the standing crop of the year would be realized and the farmer shall be liable to compensate the company for its agreed revenue share

ARTICLE 8: INTELLECTUAL PROPERTY

8.1 PreSOAK by iKheti™ Technology:

• iKheti retains all intellectual property rights over PreSOAK seed treatment technology

• The Farmer shall NOT reverse-engineer, replicate, or disclose the technology to third parties

• Seeds and solution provided are for cultivation on 'Agriculture Land' only and NOT for resale or distribution

• Any unauthorized disclosure of PreSOAK methodology or ingredients shall constitute breach and trigger liquidated damages (50% of gross proceeds for 10 years post-termination)

8.2 Cultivation Protocols & Confidential Information:

(a) All cultivation protocols, field guidelines, pest management protocols, and procedures provided by iKheti are proprietary and confidential.

(b) The Farmer shall NOT photograph, video-record, or document these protocols without explicit iKheti consent.

(c) Farmer may not share written manuals, training materials, or digital files with any third party without iKheti's written permission.

(d) Unauthorized disclosure of confidential information shall trigger:

• Liquidated damages = 100% of estimated annual iKheti revenue (minimum ₹1,00,000)

• Possible contract termination

• 10-year post-termination restriction covenant

8.2 Traditional Knowledge and Joint Innovations:

• (a) The Parties acknowledge that the team iKheti is capable of bringing innovations with the Farmer who may contribute traditional knowledge and practices to improve cultivation.

• (b) Where any new technique, protocol or product is jointly developed during the currency of this Agreement through material contribution of iKheti’s technology, guidance and resources, iKheti shall own the intellectual property in such jointly‑developed innovation, subject to fair recognition of the Farmer’s contribution.

• (c) If such innovations are commercialised and directly linked to a specific Farmer’s contribution, the Parties shall in good faith discuss an appropriate benefit‑sharing mechanism (upto 5% of iKheti's commercialization profit), which iKheti shall document in writing.

ARTICLE 9: DISPUTE RESOLUTION

9.1 Amicable Resolution: The Parties shall first attempt to resolve any dispute arising out of or in connection with this Agreement through good‑faith discussion within 30 days of written notice of the dispute.

9.2 Conciliation Board: If negotiation fails, either Party may refer the dispute to a Conciliation Board consisting of:

• One representative nominated by iKheti

• One representative nominated by The Farmer

• One independent expert (mutually agreed or appointed by the venture studio “RisingIndia ThinkTank Private Limited)

The Conciliation Board shall attempt to resolve the dispute within 30 days.

9.3 Dispute Resolution Hierarchy and Limited Role of Courts:

The Parties agree that disputes shall primarily be resolved through the mechanism in this Article 9, including conciliation and, where agreed, arbitration. The dispute resolution mechanism under this Article shall be the exclusive remedy:

(a) The Parties agree that disputes shall be resolved through the following mandatory sequential hierarchy:

First: Good-faith negotiation (30 days);

Second: Conciliation Board (30 days);

Third: Arbitration (if mutually agreed as per Article 9.4).

(b) The Parties acknowledge that Indian law does not permit absolute exclusion of civil court jurisdiction. However, the Parties agree that:

(i) They shall exhaust the above dispute resolution mechanisms in good faith before approaching any court;

(ii) Civil courts shall have jurisdiction only to:

- Enforce arbitration awards under Arbitration and Conciliation Act, 1996;

- Grant interim or urgent injunctive relief where immediate irreparable harm would result from delay;

- Adjudicate disputes where arbitration is impossible or fails due to procedural deadlock.

(c) Subject to (b) above, the Parties agree that this dispute resolution mechanism represents their primary and preferred remedy for all disputes arising under this Agreement.

9.4 Arbitration :

(a) If the Conciliation Board fails to resolve the dispute within the stipulated 30-day period, either Party may, by written notice to the other, refer the dispute to arbitration.

(b) All disputes arising out of or in connection with this Agreement shall be finally resolved by arbitration in accordance with the Arbitration and Conciliation Act, 1996.

(c) The arbitral tribunal shall consist of a sole arbitrator. The Parties shall jointly appoint the sole arbitrator within 15 days of the arbitration notice. If the Parties fail to agree on an arbitrator within 15 days, either Party may apply to the [District Judge of Chittaurgarh / Rajasthan High Court] for appointment of the arbitrator in accordance with the Arbitration and Conciliation Act, 1996.

(d) Seat and Venue: The seat and venue of arbitration shall be Chittaurgarh, Rajasthan, India.

(e) Language: The language of arbitration shall be English and/or Hindi as the arbitrator deems appropriate.

(f) Governing Law: The arbitration shall be governed by the substantive laws of India as specified in Article 9.5.

(g) Award: The arbitral award shall be final and binding on both Parties and shall be enforceable in accordance with the Arbitration and Conciliation Act, 1996.

(h) Costs: The arbitrator shall have discretion to allocate arbitration costs (including arbitrator's fees and reasonable legal costs) between the Parties based on the outcome.

By mutual consent, subject to the conciliation process above, all disputes arising out of or in connection with this Agreement shall be finally resolved by arbitration in accordance with the Arbitration and Conciliation Act, 1996. The arbitral tribunal shall consist of a sole arbitrator jointly appointed by the Parties, failing which the arbitrator shall be appointed in accordance with the said Act. The seat and venue of arbitration shall be Chittaurgarh, Rajasthan, and the language shall be English and/or Hindi.

9.5 Governing Law: Governing Law and Compliance with State Contract Farming Laws:

(a) General Governing Law: This Agreement shall be governed by and construed in accordance with:

(i) The Indian Contract Act, 1872;

(ii) The applicable State Agricultural Produce Market Committee (APMC) Act and Contract Farming Rules as specified below based on location of 'Agriculture Land';

(iii) The Arbitration and Conciliation Act, 1996 (for dispute resolution);

(iv) All other applicable Central and State laws relating to agriculture, contract farming, and farmer protection.

(b) State-Specific Provisions:

The provisions of Article 13 (State-Specific Compliance) below shall apply based on the State in which the 'Agriculture Land' is situated.

(c) Registration and Compliance:

- Where required by applicable State law, this Agreement or its summary shall be registered or recorded with the competent authority or Agricultural Produce Market Committee (APMC);

- iKheti shall facilitate the registration process;

- The Parties shall cooperate to comply with all applicable laws, rules, and guidelines relating to contract farming, agricultural marketing, and farmer protection;

- Registration details shall be recorded in Schedule-II (Land Details) or a separate compliance annex.

(d) Precedence in Case of Conflict:

If any provision of this Agreement conflicts with a mandatory provision of applicable State APMC Act or Central law relating to contract farming, the statutory provision shall prevail to the extent of such conflict, and the remaining provisions of this Agreement shall remain in full force and effect.

9.6 Jurisdiction: Subject to 9.3, courts at Chittaurgarh shall have exclusive jurisdiction.

ARTICLE 10: TERMINATION

10.1 Termination Events

10.1.1 This Agreement may be terminated at any time by written notice from either Party to the other in the following cases:
(a) By mutual written consent of both Parties;
(b) By iKheti, for material and repeated non‑compliance with this Agreement after written notice and cure period;
(c) By the Farmer, for material and repeated non‑performance of iKheti’s obligations after written notice and cure period;
(d) For prolonged Force Majeure in accordance with Article 7.3;
(e) On insolvency, winding‑up, or cessation of business of either Party.

10.1.2 For the purposes of this Article, the cause of termination (which Party gave notice) shall not affect the application of the Restricted Covenant and post‑termination Revenue Share obligations set out in this Article 10.

10.2 Objective Restricted Covenant (Applies Irrespective of Who Terminates)

10.2.1 The Parties acknowledge that:
(a) iKheti is disclosing and deploying proprietary know‑how, PreSOAK by iKheti™ technology, cultivation protocols, and market linkages for the benefit of the Farmer;
(b) The Farmer, by participating in this program, gains full visibility into the cultivation model, input regime, and sales channels for the specified crop;
(c) The agreed Revenue Share of 2/3rd (Farmer) : 1/3rd (iKheti) is the only commercial return to iKheti for its technology, know‑how and support.

10.2.2 Accordingly, irrespective of the reason or initiator of termination, the Farmer hereby agrees that, for a period of ten (10) years from the effective date of termination (the “Restricted Period”):
(a) The Farmer shall not, whether directly or indirectly, for himself/herself or through any relative, family member, benami, partnership, firm, company, trust or other arrangement, cultivate the specified crop on:
(i) the 'Agriculture Land'; and
(ii) any other agricultural land owned, leased, held, or otherwise effectively controlled by the Farmer or his/her immediate family members;
without accounting to iKheti for its 1/3rd Revenue Share from such cultivation as if this Agreement were still in force.

(b) For the avoidance of doubt, the Parties agree that the obligation to share 1/3rd of Gross Sale Proceeds with iKheti survives termination and continues to apply to any commercial cultivation of the specified crop by the Farmer (directly or indirectly) during the Restricted Period.

10.2.3 The Parties expressly agree that this covenant is:
(a) Reasonable in duration and scope in light of iKheti’s investment in technology, know‑how, and market development; and
(b) Intended to prevent unjust enrichment by the Farmer through continued use of iKheti’s knowledge and model without sharing the agreed 1/3rd Revenue Share.

10.3 Presumption and Evidence Framework (To Reduce “Blame Game”)

10.3.1 In order to avoid subjective disputes, the Parties agree on the following objective presumptions:

(a) Where, during the Restricted Period, moringa/sahjan/drumstick crop is found to be cultivated:
(i) on the 'Agriculture Land'; or
(ii) on adjacent or nearby land owned/leased/controlled by the Farmer or his/her immediate family members,
it shall be presumed, unless the Farmer proves otherwise with documentary evidence, that:

• such cultivation is based on the know‑how, protocols and inputs obtained under this Agreement; and

• the obligation to share 1/3rd of Gross Sale Proceeds with iKheti applies.

(b) The Farmer may rebut this presumption only by producing clear documentary proof that:

• the cultivation is under a different program not using iKheti’s technology or guidance; and

• iKheti’s PreSOAK technology or proprietary cultivation protocols have not been used.

10.3.2 The Parties agree that:
(a) iKheti shall not be required to prove the Farmer’s “intention” or “misconduct”;
(b) It shall be sufficient for iKheti to show evidence of commercial cultivation of the specified crop by or through the Farmer during the Restricted Period on the 'Agriculture Land' or other land under Farmer’s effective control;
(c) Once such cultivation is shown, the burden shifts to the Farmer only to prove that the crop is not derived from iKheti’s technology and program.

10.4 Objective Financial Consequences for Breach of Restricted Covenant

10.4.1 If, during the Restricted Period, the Farmer cultivates the specified crop in breach of Article 10.2 (including through relatives or other arrangements) and fails to account for iKheti’s 1/3rd Revenue Share:

(a) The Farmer shall pay to iKheti:
(i) An amount equal to 1/3rd of the Gross Sale Proceeds for each such year of cultivation; and
(ii) Liquidated damages equal to an additional 1/3rd of the Gross Sale Proceeds for that year, as a genuine pre‑estimate of iKheti’s loss from unauthorized use of its technology and model (i.e., total 2/3rd of Gross Sale Proceeds payable to iKheti).

(b) If actual sale figures are not disclosed or disputed, Gross Sale Proceeds shall be determined on a notional basis using:
(i) the average yield per acre reasonably expected for that region and variety; and
(ii) the average mandi/wholesale price for similar grade produce in the nearest APMC during the relevant season,
and the Parties agree that such notional computation shall be final and binding, subject only to correction of arithmetical errors.

(c) Interest shall be payable by the Farmer at the rate of 18% per annum on the amounts due under this Article from the date of harvest until the date of full payment.

10.4.2 The Parties agree that the liquidated damages under this clause are a genuine pre‑estimate of the loss and are not in the nature of penalty, keeping in view the difficulty of quantifying the precise commercial impact of misuse of iKheti’s technology and know‑how.

10.5 Minimum Compensation and No‑Fault Termination

10.5.1 In addition to the above, upon termination of this Agreement for any reason, the Farmer shall pay to iKheti a one‑time Program Exit Compensation towards sunk costs of training, onboarding, and market development, calculated as:
(a) INR 75,000 per acre for the first 5 acres of 'Agriculture Land'; and
(b) INR 50,000 per acre for any area beyond 5 acres;
subject to a maximum cap of INR 5,00,000 for the entire Agreement.

10.5.2 The Parties agree that this Program Exit Compensation is:
(a) Payable irrespective of who initiates termination; and
(b) Commercially justified as a genuine pre‑estimate of iKheti’s sunk costs (land assessment, training, initial inputs, and capacity building) which cannot be recovered in any other manner.

10.6 Survival

10.6.1 The following obligations shall survive termination for the periods indicated:
(a) Restricted Covenant and post‑termination Revenue Share obligations (Article 10.2–10.4): 10 years from termination;
(b) Confidentiality and IP protection: 10 years from termination;
(c) Payment and compensation obligations: until fully discharged;
(d) Dispute resolution and enforcement provisions: until all disputes under this Agreement are finally resolved.

10.7 Right of Entry and Harvest on Farmer Default

In the event of material breach by the Farmer (including Side-Selling, non-remittance or abandonment), iKheti shall have the irrevocable contractual right (limited exclusively to the Crop and creating no right, title, interest or encumbrance in the land) to, upon 48 hours written notice (or immediate notice in case of reasonable suspicion of diversion):

(a) Enter the Agriculture Land with its representatives and agents;

(b) Harvest the standing Crop;

(c) Sell/aggregate the harvested Crop through its channels;

(d) Appropriate 100% of the proceeds towards recovery of iKheti’s 1/3rd Revenue Share, liquidated damages, Exit Compensation, input credit and all outstanding dues.

Title to the harvested Crop shall vest in iKheti solely for recovery purposes. The Farmer shall provide full cooperation and shall not obstruct entry or harvest. Any surplus after full recovery shall be remitted to the Farmer. This right is purely contractual and does not affect the Farmer’s land ownership in any manner.

ARTICLE 11: REPRESENTATIONS & WARRANTIES

11.1 By iKheti: iKheti represents that:

• It has expertise in ‘the specified crop’ cultivation and marketing

• PreSOAK solution will achieve higher germination under normal conditions

• It has the platform ikheti.in for agricultural business

• It has arrangements for marketing Farming Produce

• It has not made any guarantee of minimum price or fixed buyback

11.2 By The Farmer: The Farmer represents and warrants that:

• He/She is the lawful owner/lessee of the 'Agriculture Land' with full authority to cultivate

• The land is free from disputes, encumbrances, or legal issues affecting cultivation

• He/She has disclosed all existing mortgages, loans, or charges on the land (Schedule-II)

• He/She is not bound by any other contract that conflicts with this Agreement

• He/She has not previously engaged in Side-Selling with any other farm company

• He/She provides the PDCs with clear funds and no disputed ownership

11.2 Indemnity by the Farmer: The Farmer shall indemnify, defend and hold harmless iKheti, its officers, agents and assigns from any loss, claim, liability, penalty, legal costs or damages arising out of or in connection with:

(i) any dispute, encumbrance or defect in title over the Agriculture Land;

(ii) use of any prohibited chemicals or non-compliant practices leading to produce rejection, buyer claims or regulatory/FSSAI action; or

(iii) any breach of this Agreement by the Farmer or its heirs.

(iv) supplying adulterated/poisoned produce harming buyers which causes consumer harm/foodborne illness

(v) farmer's negligence in handling

ARTICLE 12: CONFIDENTIALITY

12.1 Confidential Information: Both Parties agree to keep confidential all proprietary information, trade secrets, and business strategies disclosed during the course of this Agreement. including:

• PreSOAK technology and composition (Article 8.1)

• Cultivation protocols and procedures

• Buyer lists and market linkages

• Pricing information and negotiation strategies

• Farmer financial and land details

• Performance data and yield records

12.2 Non-Disclosure by Farmer: The Farmer shall not disclose details of PreSOAK technology, cultivation protocols, pricing terms or any other information relating to iKheti.in to any third party.

Violation Consequences:

• Liquidated damages = 100% of estimated annual iKheti revenue (minimum ₹1,00,000)

• Contract termination (Article 10.4)

• 10-year restriction covenant (Article 10.2)

• Legal action for injunctive relief

12.3 Data Security & Digital Rights:

(a) Data Ownership: All data collected by iKheti through this Agreement (harvest records, yield data, farm GPS coordinates, crop photos, farmer contact information, bank details, produce quality metrics, sales records, etc.) is the exclusive property of iKheti.

(b) Data Usage: iKheti may use this data for:

• Performance analytics and yield optimization

• Market intelligence and demand forecasting

• Buyer feedback loop and quality improvement

• Farmer network optimization and cluster formation

• Machine learning models for agricultural prediction

• Benchmarking and peer comparison (anonymized)

(c) No Data Deletion Post-Termination: Upon termination, iKheti is NOT required to delete or destroy farmer data. Data shall remain iKheti's property perpetually.

(d) Third-Party Data Sharing: iKheti shall NOT share individual farmer data with third parties without express written consent, except:

• To government agencies for scheme compliance (e.g., census, tax authority)

• To insurance companies for crop insurance claims

• To buyers for produce traceability and quality verification

• To research institutions for anonymized agricultural studies

(e) Privacy Policy: Data handling is governed by iKheti's privacy policy available at www.ikheti.in. Farmer's acceptance of this Agreement constitutes acceptance of privacy policy.

12.4 This obligation shall survive termination of the Agreement for a period of 10 years along with 100% revenue share in the year of such incident.

ARTICLE 13: STATE-SPECIFIC COMPLIANCE PROVISIONS (as/if applicable)

The following state-specific provisions shall apply based on the location of the 'Agriculture Land'. Only the relevant sub-article shall be applicable to this Agreement.

13.1 For 'Agriculture Land' Located in Rajasthan:

(a) This Agreement shall, in addition to the laws specified in Article 9.5(a), be read in conformity with the Rajasthan Agricultural Produce Markets Act, 1961 and the rules and notifications issued thereunder, as amended from time to time.

(b) To the extent contract farming or advance purchase arrangements are required to be reported or registered with any Agricultural Produce Market Committee (APMC) or notified authority under the Rajasthan Agricultural Produce Markets Act, 1961, the Parties shall cooperate to:

(i) File such forms or declarations as may be prescribed; and

(ii) Obtain any registration or acknowledgement number, and record it in Schedule-II of this Agreement.

(c) The Parties agree that nothing in this Agreement shall be interpreted as creating any charge, mortgage, lease, or transfer over the Farmer's land in violation of any restriction under Rajasthan land laws, including but not limited to the Rajasthan Tenancy Act, 1955 and the Rajasthan Land Revenue Act, 1956, as applicable.

(d) In case of any inconsistency between this Agreement and a mandatory provision of the Rajasthan Agricultural Produce Markets Act, 1961 or rules made thereunder, the mandatory statutory provision shall prevail to that extent, and the conflicting contractual provision shall be read down or suitably modified without affecting the remaining terms.

13.2 For 'Agriculture Land' Located in Madhya Pradesh:

(a) This Agreement shall, in addition to the laws specified in Article 9.5(a), be read in conformity with the Madhya Pradesh Krishi Upaj Mandi Adhiniyam, 1972, and the rules, bye-laws, and notifications issued thereunder, as amended from time to time.

(b) If, under the Madhya Pradesh Krishi Upaj Mandi Adhiniyam, 1972, any contract farming arrangement or advance purchase agreement requires intimation, licensing, or registration with the local Krishi Upaj Mandi / Mandi Board, the Parties shall:

(i) Submit the required applications or intimation in the prescribed form; and

(ii) Obtain and record the relevant licence/registration/acknowledgement details in Schedule-II of this Agreement.

(c) The Parties agree that this Agreement does not create any interest in immovable property in favour of iKheti and shall not be construed as a lease, mortgage, or transfer of agricultural land in contravention of any applicable land laws in Madhya Pradesh, including ceiling or transfer restrictions, if any.

(d) In the event of any direct conflict between this Agreement and a mandatory provision of the Madhya Pradesh Krishi Upaj Mandi Adhiniyam, 1972, or the rules framed thereunder, the relevant statutory provision shall override this Agreement only to the extent of such conflict, without affecting the validity and enforceability of the remaining provisions.

13.3 For 'Agriculture Land' Located in Gujarat:

(a) This Agreement shall, in addition to the laws specified in Article 9.5(a), be read in conformity with the Gujarat Agricultural Produce Markets Act, 1963 and the rules and notifications issued thereunder, as amended from time to time.

(b) If contract farming arrangements under this Agreement require reporting or registration with any Agricultural Produce Market Committee (APMC) or notified authority under Gujarat law, the Parties shall cooperate to complete such formalities and record registration details in Schedule-II.

(c) The Parties agree that this Agreement does not create any interest, charge, lease, or encumbrance over the Farmer's land and is purely a commercial arrangement for cultivation services and revenue sharing.

(d) In case of any inconsistency between this Agreement and mandatory provisions of the Gujarat Agricultural Produce Markets Act, 1963 or rules made thereunder, the statutory provision shall prevail to that extent without affecting the remaining provisions of this Agreement.

13.4 For 'Agriculture Land' Located in Other States:

(a) If the 'Agriculture Land' is located in a State other than those specified above, the Parties shall comply with the applicable State APMC Act, Contract Farming Rules, and agricultural land laws of that State.

(b) The Parties shall jointly identify applicable registration, licensing, or reporting requirements within 30 days of execution of this Agreement and complete such formalities.

(c) If any provision of this Agreement conflicts with mandatory law of such State, the statutory provision shall prevail, and the Parties shall amend this Agreement accordingly.

13.5 Determination of Applicable State Provision:

The applicable state provision under this Article 13 shall be determined based on the location (Village, Tehsil, District, State) of the 'Agriculture Land' as specified in Article 3.1 and Schedule-II (Land Details). If the Farmer has multiple land parcels in different States covered under separate agreements, each agreement shall comply with the laws of the respective State where that particular 'Agriculture Land' is located. Thus, the ultimate responsibility to ensure agricultural related compliance shall lie with the farmer

ARTICLE 14: GENERAL PROVISIONS

14.1 Entire Agreement: This Agreement, including all articles, schedules, annexures, constitutes the entire agreement between the Parties on the subject matter and supersedes all prior discussions, negotiations, and agreements.

14.2 Amendment: iKheti may amend revenue share terms, operational procedures, and incentive slabs once every 3 years based on:

• Market volatility assessment

• iKheti's cost structure changes

• Farmer cluster size and discount adjustments

• Agricultural sector policy changes

14.3 Waiver: Failure to enforce any provision shall not constitute waiver of that provision or any other provision.

14.4 Severability: If any provision is held invalid or unenforceable, the remaining provisions shall remain in full force and effect.

14.5 Notices: Notices: All formal notices under this Agreement shall be in writing and may be delivered by hand, registered post, or verified electronic communication (such as WhatsApp/email as agreed) to the addresses/contact details provided by the Parties.

14.6 Assignment: The Farmer shall not assign or transfer his/her rights or obligations under this Agreement to any third party without prior written consent of iKheti.

14.7 Language: This Agreement is executed in English / Hindi. In case of applicability, appropriate translation was carried out for clear understanding of the parties.

14.8 Farmer Protection: This Agreement is executed in accordance with farmer protection laws, ensuring:

• No coercion or unfair terms

• Assured sales support

• Transparent revenue sharing from actual sale of produce

• Full disclosure of risks and benefits and fair dispute resolution mechanism

• Protection of land ownership

• Free consent acknowledgment

14.9 Relationship of Parties:

Nothing in this Agreement shall constitute or be deemed to constitute a partnership, joint venture, employer-employee relationship or principal-agent relationship (except the limited agency role of iKheti under Scenario A). iKheti acts solely as a service provider and facilitator.

“iKheti reserves the right to amend, change, or update these terms and conditions at any time, with or without prior notice. Any changes will be effective immediately upon posting to this site. Continued use of our services after such changes constitutes acceptance of the new terms. The parties are advised to remain up to date with the website.”

ARTICLE 15: SCHEDULES

The following Schedules form an integral part of this Agreement:

• Schedule-I: Quality Standards & Grading Parameters

• Schedule-II: Land Details & Encumbrances

• Schedule-III: Input Credit & Repayment Terms

• Schedule-IV: Prohibited Chemicals & Organic Certification

• Schedule-V: Cultivation Calendar & Best Practices

ARTICLE 16: SIGNATURES

IN WITNESS WHEREOF, the Parties hereto have executed this Agreement on the day and year first above written.

For iKheti (RisingIndia ThinkTank):

Signature: _________________________________
Name: _________________________________
Designation: _________________________________
Date: _________________________________
Place: _________________________________

Stamp/Seal of iKheti

The Farmer:

Signature: _________________________________
Name: _________________________________
Father's/Husband's Name: _________________________________
Date: _________________________________
Place: _________________________________

Farmer's Left Thumb Impression (if illiterate)

WITNESSES:

Witness 1:
Signature: _________________________________
Name: _________________________________
Address: _________________________________
Aadhaar: _________________________________

Witness 2:
Signature: _________________________________
Name: _________________________________
Address: _________________________________
Aadhaar: _________________________________

ACKNOWLEDGMENT

I, __________ (Farmer's Name), hereby acknowledge that:

1. I have read and understood this Agreement, along with annexure including articles and schedules to the agreement listed on ikheti.in (or it has been read and explained to me in Hindi/regional language)

2. I enter into this Agreement voluntarily without any coercion

3. All my questions have been answered satisfactorily

4. I understand that iKheti is providing seeds, training, and marketing support at no upfront cost to me, with all costs covered under iKheti's 1/3rd Revenue Share

5. I have learnt PreSOAK formula details, process, methodology and market linkages of iKheti.in (trade secrets) and understand my obligations regarding privacy, confidentiality, exclusive supply and quality maintenance

6. I am aware of the dispute resolution mechanism, Restricted Period Covenant, termination compensation provisions as mentioned in varied articles of the terms mentioned on ikheti.in and my rights as a farmer

7. I consent to sharing of farm photos/videos and data to iKheti Team via iKheti platform/WhatsApp for the first cultivation and regularly for cultivation guidance, monitoring and quality verification, in compliance with applicable data protection laws.

8. I have received a copy of this Agreement in Hindi/regional language for my records

Farmer's Signature: _________________________________
Date: _________________________________

SCHEDULES

SCHEDULE-I: QUALITY STANDARDS & GRADING PARAMETERS

[COMPLETE - AS PER PROOF-READING REPORT RECOMMENDATION]

MORINGA DRIED LEAVES

Grade A (Premium):

• Moisture content: Max 10%

• Color: Bright dark green, consistent

• Leaf quality: 100% leaflets, no stems or twigs

• Cleanliness: Free from dirt, dust, foreign matter

• Aroma: Fresh, characteristic moringa aroma

• Damage: < 2% damaged or discolored leaves

• Pest/Disease: No visible pest damage or disease symptoms

• Microbial Count: Within FSSAI limits for food-grade dried herbs

• Organic certification: Preferred (if available)

Grade B (Standard):

• Moisture content: 10-12%

• Color: Green with minor browning (acceptable)

• Leaf quality: Up to 5% stem content acceptable

• Cleanliness: Minor dirt acceptable (< 0.5% foreign particles)

• Aroma: Mild aroma retained

• Damage: 2-10% damaged or discolored leaves

• Microbial Count: Borderline acceptable as per FSSAI

Pricing: Grade B receives 80% of Grade A price

Grade C (Reject or Conditional Acceptance):

• Moisture content: > 12% (risk of fungal growth)

• Color: Brown, blackened, severely discolored

• Quality: Excessive stem content, lumpy, poor powder quality

• Aroma: Off-odor, musty smell

• Contamination: > 0.5% foreign matter

• Microbial Count: Exceeds FSSAI limits

Action: Rejected or purchased at 50% of Grade A price at iKheti's discretion (processing grade only)

FRESH MORINGA DRUMSTICKS (PODS)

Grade A (Premium):

• Length: 30-45 cm (optimal market size)

• Diameter: 0.8-1.5 cm (uniform)

• Color: Fresh light green, smooth skin, uniform

• Texture: Tender, snaps easily when bent, no fiber

• Freshness: Harvested within 24 hours of delivery

• Damage: No cracks, blemishes, insect holes, or physical damage

• Shape: Straight or slightly curved (marketable appearance)

Grade B (Standard):

• Length: 25-30 cm or 45-50 cm (acceptable)

• Diameter: 0.6-0.8 cm or 1.5-2.0 cm

• Color: Light green with minor surface blemishes (< 10% surface area)

• Texture: Slightly fibrous but edible

• Freshness: 1-2 days old

• Damage: < 10% insect damage or minor physical defects

Pricing: Grade B receives 80% of Grade A price

Grade C (Reject):

• Length: < 25 cm (undersized) or > 50 cm (overmature)

• Color: Yellow, brown, severely discolored

• Texture: Tough, woody, inedible fiber

• Damage: > 10% insect damage, multiple holes, cracked

• Freshness: > 2 days old, wilted, shriveled

Action: Rejected (not marketable)

MORINGA SEEDS

Grade A (Premium):

• Size: Uniform, fully mature seeds (1.0-1.5 cm length)

• Color: Cream to light brown, intact shell, uniform

• Moisture content: 8-10% (optimal for storage)

• Purity: > 98% pure seeds (minimal foreign matter)

• Germination viability: > 80% germination rate (tested)

• Damage: < 2% damaged, broken, or insect-damaged seeds

• Appearance: Clean, no mold, fungus, or discoloration

Grade B (Standard):

• Size: Mixed sizes (some smaller seeds acceptable)

• Color: Dark brown, minor discoloration acceptable

• Moisture content: 10-12%

• Purity: 95-98% pure seeds

• Germination viability: 70-80%

• Damage: 2-5% damaged or broken seeds

Pricing: Grade B receives 80% of Grade A price

Grade C (Reject or Processing Grade):

• Size: Undersized, immature seeds

• Color: Black, moldy, severely discolored

• Moisture content: > 12% or < 8% (storage risk)

• Purity: < 95% (excessive foreign matter)

• Germination viability: < 70%

• Damage: > 5% damaged or broken

Action: Rejected for seed purpose or purchased at 50% of Grade A price for oil extraction/processing only

QUALITY INSPECTION PROCEDURE

1. Sampling:

• Random samples taken from each harvest lot

• Minimum 1 kg sample per 100 kg of produce (or 1% of lot)

• Samples taken in presence of both Farmer and iKheti representative

2. Visual Inspection:

• Color, size, damage, cleanliness assessed visually

• Grading assigned based on majority quality in sample

3. Physical Testing:

• Moisture content: Using moisture meter (for leaves and seeds)

• Weight check: Calibrated electronic weighing scale

• Germination test: For seeds (sample-based laboratory test)

4. Documentation:

• Quality inspection report prepared

• Grade assigned and recorded

• Both parties sign quality report

• Photographs taken for record (optional)

5. Dispute Resolution:

• In case of disagreement on grading, an independent third-party quality assessor (certified by FSSAI, agricultural university, or government quality testing lab) shall be appointed mutually

• Assessor's decision shall be final and binding

• Cost of third-party assessment shared equally by both parties

6. Rejected Produce:

• Grade C produce may be returned to Farmer

• Farmer free to sell rejected produce in open market

• No revenue sharing obligation for rejected produce

SCHEDULE-II: LAND DETAILS & ENCUMBRANCES

[COMPLETE TEMPLATE]

FARMER DETAILS

Farmer Name: _____________________________
Father's/Husband's Name: _____________________________
Aadhaar Number: _____________________________
Mobile Number: _____________________________
Residential Address: ___________________________________________________________________________

'Agriculture Land' PARTICULARS

S.No.

Survey/Khasra No.

Village

Tehsil/Taluka

Area (Acres/Ha)

GPS Coordinates

1

2

3

Total 'Agriculture Land' Area: _________ Acres / _________ Hectares

District: _____________________________
State: ☐ Rajasthan ☐ Madhya Pradesh ☐ Gujarat ☐ Other: _________
PIN Code: _____________________________

LAND OWNERSHIP DOCUMENTATION

☐ 7/12 Extract (Rajasthan) / ☐ Khasra Khatoni (Madhya Pradesh) / ☐ 7/12 & 8A (Gujarat)
☐ Land Title Deed / Sale Deed
☐ Lease Agreement (if applicable) - Expiry Date: _________
☐ Tenancy Certificate (if applicable)
☐ Revenue Records (Jamabandi/Fard)

Documents Attached: Yes ☐ / No ☐

LAND CHARACTERISTICS

Soil Type: ☐ Sandy ☐ Loamy ☐ Clay ☐ Red Soil ☐ Black Soil ☐ Other: _________

Irrigation Source:
☐ Borewell (Depth: _____ ft, Water availability: _____ hrs/day)
☐ Open Well
☐ Canal Irrigation
☐ Drip Irrigation System (Existing: Yes/No)
☐ Rainwater Dependent
☐ Other: _________

Topography: ☐ Plain ☐ Sloping ☐ Undulating

Current Land Use: ☐ Fallow ☐ Under Cultivation (Crop: _______) ☐ Pasture ☐ Other: _________

EXISTING ENCUMBRANCES DISCLOSURE

1. Bank Loan / Agricultural Credit:
☐ Yes ☐ No

If Yes:

• Bank Name: _____________________________

• Branch: _____________________________

• Loan Amount Outstanding: ₹ _____________________________

• Loan Account Number: _____________________________

• Security/Mortgage: ☐ Land Mortgaged ☐ Crop Loan (No land mortgage)

• Loan Maturity Date: _____________________________

2. Land Mortgage (Non-Bank):
☐ Yes ☐ No

If Yes:

• Mortgagee Name: _____________________________

• Mortgage Amount: ₹ _____________________________

• Mortgage Date: _____________________________

• Release Condition: _____________________________

3. Legal Disputes / Litigation:
☐ Yes ☐ No

If Yes:

• Nature of Dispute: _____________________________

• Court/Forum: _____________________________

• Case Status: Pending / Resolved

4. Government Restrictions / Prohibitions:
☐ Yes ☐ No

If Yes (e.g., land acquisition notice, ceiling restrictions, forest land):

• Details: _____________________________

5. Other Encumbrances:
☐ Yes ☐ No

If Yes:

• Details: _____________________________

FARMER'S DECLARATION:

I hereby declare that:

• The land details provided above are true, accurate, and complete to the best of my knowledge

• All existing encumbrances have been disclosed

• There are no hidden disputes, claims, or legal issues affecting the 'Agriculture Land'

• I have clear and marketable title/lease rights/tenancy rights to cultivate the 'Agriculture Land'

• I shall promptly inform iKheti of any change in land status, ownership, or encumbrances during the Contract Period

Farmer's Signature: _____________________________ Date: _____________________________

APMC REGISTRATION & COMPLIANCE DETAILS

[To be completed after registration]

Applicable State Law (as per Article 13):
☐ Article 13.1 - Rajasthan
☐ Article 13.2 - Madhya Pradesh
☐ Article 13.3 - Gujarat
☐ Article 13.4 - Other State: _________

APMC Name & Location: _____________________________

Registration Application Date: _____________________________

Registration / Acknowledgement Number: _____________________________

Registration Date: _____________________________

Registration Certificate: ☐ Attached ☐ To be attached upon receipt

Registration Fee Paid: ₹ _________ (paid by iKheti)

SCHEDULE-III: INPUT CREDIT & REPAYMENT TERMS

[COMPLETE - AS PER PROOF-READING REPORT RECOMMENDATION]

OPTIONAL FACILITY - APPLICABLE ONLY IF FARMER AVAILS INPUTS ON CREDIT

INPUT CREDIT POLICY

iKheti may, at its discretion and upon Farmer's request, provide the following inputs on credit basis:

Input Type

Unit

Quantity

Rate (₹)

Total Value (₹)

Organic Fertilizer (Vermicompost)

Kg

Bio-fertilizer (Azospirillum)

Kg

Neem-based Bio-pesticide

Liter

Organic Manure (FYM)

Quintal

Panchagavya

Liter

Drip Irrigation Kit (if applicable)

Set

Total Input Credit Extended:

₹ ________

Credit Limit: Maximum ₹ _________ per acre (subject to iKheti's approval)

Credit Period: _________ months from date of input supply

REPAYMENT TERMS

1. Repayment Schedule:

Input credit shall be recovered from the Farmer's share of Gross Sale Proceeds (2/3rd share) on a harvest-by-harvest basis as follows:

• First Harvest: Up to 40% of Farmer's payment may be deducted towards input credit repayment

• Second Harvest onwards: Up to 40% of each payment until credit is fully repaid

Maximum Deduction Cap: No single payment to Farmer shall be reduced by more than 40% for input credit recovery, ensuring Farmer receives minimum 60% of his/her 2/3rd share in each payment.

2. Interest Rates:

• Interest-Free Period: If full repayment made within 6 months from date of input supply → No interest charged

• Concessional Interest: If repayment made within 6-12 months → 12% per annum simple interest

• Standard Interest: If repayment extends beyond 12 months → 15% per annum simple interest

Interest calculated on outstanding principal balance on a monthly basis.

3. Prepayment:

Farmer may prepay the entire outstanding input credit at any time without prepayment penalty.

4. Default:

If Farmer fails to repay input credit despite sufficient harvest proceeds available, iKheti may:

• Increase deduction percentage beyond 40% (with Farmer's written consent)

• Invoke termination provisions under Article 10.2 for material breach

• Recover outstanding amount as liquidated damages under Article 6.6

5. Settlement Statement:

With each harvest payment, iKheti shall provide a detailed statement showing:

• Gross Sale Proceeds for the lot

• Farmer's 2/3rd share before deductions

• Input credit deduction amount

• Outstanding input credit balance

• Net payment to Farmer

INPUT CREDIT RECORD

Date of Input Supply: _____________________________

Invoice Number: _____________________________

Total Credit Amount: ₹ _____________________________

Repayment Record:

Date

Harvest Lot

Farmer's Share (₹)

Deduction (₹)

Interest (₹)

Balance (₹)

Date of Full Repayment: _____________________________

Total Interest Paid: ₹ _____________________________

FARMER'S ACKNOWLEDGMENT:

I acknowledge that I have availed input credit as detailed above and agree to repay as per the terms specified in this Schedule-III.

Farmer's Signature: _____________________________ Date: _____________________________

iKheti Authorized Signatory: _____________________________ Date: _____________________________

SCHEDULE-IV: PROHIBITED CHEMICALS & ORGANIC CERTIFICATION

[COMPLETE - AS PER PROOF-READING REPORT RECOMMENDATION]

PROHIBITED CHEMICALS - STRICTLY NOT ALLOWED

To maintain organic quality standards and ensure produce meets FSSAI and export requirements, the following chemical inputs are STRICTLY PROHIBITED on the 'Agriculture Land' during the Contract Period:

A. CHEMICAL FERTILIZERS (BANNED)

1. Urea (Nitrogenous fertilizer)

2. DAP - Di-Ammonium Phosphate

3. MOP - Muriate of Potash (Potassium Chloride)

4. SSP - Single Super Phosphate

5. NPK Complex Fertilizers (Chemical)

6. Calcium Ammonium Nitrate (CAN)

7. Ammonium Sulphate

8. Any other synthetic chemical fertilizer

B. CHEMICAL PESTICIDES (BANNED)

1. DDT (Dichlorodiphenyltrichloroethane)

2. Endosulfan

3. Monocrotophos

4. Chlorpyrifos

5. Profenofos

6. Cypermethrin

7. Malathion

8. Carbofuran

9. Phorate

10. Any pesticide banned by Government of India or listed under PIC (Prior Informed Consent) procedure

11. Any synthetic pyrethroid or organophosphate pesticide not approved for organic farming

C. HERBICIDES (BANNED)

1. Glyphosate (Roundup)

2. Paraquat

3. Atrazine

4. 2,4-D (2,4-Dichlorophenoxyacetic acid)

5. Any chemical weedicide or herbicide

D. SYNTHETIC GROWTH HORMONES & REGULATORS (BANNED)

1. Gibberellic Acid (Synthetic)

2. Paclobutrazol

3. Ethephon

4. Any synthetic plant growth regulator not permitted under NPOP (National Programme for Organic Production)

ALLOWED ORGANIC INPUTS

The following natural and organic inputs are PERMITTED and RECOMMENDED:

A. ORGANIC MANURES & FERTILIZERS (ALLOWED)

1. Farmyard Manure (FYM) - Well-decomposed cattle dung manure

2. Vermicompost - Earthworm-processed organic matter

3. Compost - Decomposed plant and kitchen waste

4. Green Manure - From green leaf incorporation (e.g., Glyricidia, Dhaincha)

5. Poultry Manure - Composted poultry litter

6. Sheep/Goat Manure - Well-decomposed

7. Bone Meal - Organic source of phosphorus

8. Rock Phosphate - Natural mineral fertilizer

9. Wood Ash - Natural source of potash

B. BIO-FERTILIZERS (ALLOWED)

1. Rhizobium - Nitrogen-fixing bacteria

2. Azospirillum - Nitrogen-fixing bacteria

3. Azotobacter - Nitrogen-fixing bacteria

4. Phosphorus Solubilizing Bacteria (PSB)

5. Mycorrhiza - Fungal inoculants

6. Trichoderma - Beneficial fungus (also bio-control agent)

C. ORGANIC BIO-PESTICIDES (ALLOWED)

1. Neem-based products - Neem oil, Neem cake, Neem seed kernel extract (NSKE)

2. Pongamia (Karanj) oil

3. Bacillus thuringiensis (Bt) - Biological larvicide

4. Pseudomonas fluorescens - Bio-control bacterium

5. Beauveria bassiana - Entomopathogenic fungus

6. Metarhizium anisopliae - Entomopathogenic fungus

7. Trichoderma viride/harzianum - Fungal bio-control agent

8. NPV (Nuclear Polyhedrosis Virus) - Viral insecticide

9. Pheromone traps - For insect monitoring and control

D. TRADITIONAL ORGANIC PREPARATIONS (ALLOWED)

\begin{itemize}
\item Panchagavya - Five cow products-based tonic
\item Jeevamrutha - Microbial consortium for soil health
\item Beejamrutha - Seed treatment solution
\item Cow Urine - Diluted spray for pest/disease control
\item Chilli-Garlic Extract - Natural insect repellent
\item Ginger-Garlic-Green Chilli Extract
\item Butter Milk Spray - For fungal disease control
\end itemize}

ORGANIC CERTIFICATION (OPTIONAL BUT ENCOURAGED)

iKheti encourages Farmers to obtain organic certification for premium market access:

1. National Programme for Organic Production (NPOP):

• Certification by APEDA-accredited agencies

• Enables export to international markets

• Compliance with NPOP standards mandatory

2. Participatory Guarantee System (PGS-India):

• Low-cost certification for domestic market

• Group certification available

• Government-supported scheme

3. iKheti Support for Certification:

• Guidance on organic farming practices as per NPOP/PGS standards

• Documentation support for certification application

• Group certification facilitation (if multiple farmers in cluster)

• Farmer bears certification fee (or may be shared as mutually agreed)

4. Premium Pricing for Certified Organic Produce:

• Certified organic produce may fetch 10-30% premium in market

• Premium benefit shared as per 2/3rd (Farmer) : 1/3rd (iKheti) revenue share

CONSEQUENCES OF USING PROHIBITED CHEMICALS

If Farmer uses any prohibited chemical inputs despite this prohibition:

1. Produce Rejection: Entire harvest lot may be rejected by iKheti and buyers (no purchase obligation)

2. Quality Downgrade: If contamination detected post-purchase, Farmer liable for quality claim losses

3. Certification Jeopardy: Organic certification process will fail, affecting Farmer's future income potential

4. Contract Breach: Use of prohibited chemicals constitutes material breach under Article 10.2, enabling iKheti to terminate Agreement

5. Liability for Losses: Farmer liable for any loss suffered by iKheti due to buyer rejection, quality claims, or regulatory penalties

FARMER'S UNDERTAKING:

I, _____________ (Farmer Name), hereby undertake that:

1. I shall NOT use any chemical input listed under "Prohibited Chemicals" section above on the 'Agriculture Land'

2. I shall use ONLY organic inputs listed under "Allowed Organic Inputs" or as specifically recommended by iKheti agronomist

3. I shall immediately inform iKheti if any unauthorized chemical application occurs accidentally or due to error

4. I understand that use of prohibited chemicals will result in produce rejection and contract termination

5. I shall maintain records of all inputs used and make them available for inspection

Farmer's Signature: _____________________________ Date: _____________________________

SCHEDULE-V: CULTIVATION CALENDAR & BEST PRACTICES

[COMPLETE - INDICATIVE TIMELINE]

MORINGA (SAHAJAN) CULTIVATION CALENDAR - 10 YEAR CONTRACT CYCLE

Variety: PKM-1 / PKM-2 / Traditional (as recommended by iKheti)
Planting Density: 2,500 - 3,000 plants per acre (8 ft × 8 ft spacing)
Cultivation System: Organic perennial cultivation with regular pruning and rejuvenation

YEAR 1: ESTABLISHMENT PHASE

MONTH 1-2: PRE-PLANTING PREPARATION

Week 1-2:

• Land clearing and debris removal

• Deep ploughing (2-3 times) to 12-15 inches depth

• Leveling and bunding for water conservation

• Soil testing (pH, NPK, organic carbon)

• Layout marking as per iKheti's field plan (GPS-based)

Week 3-4:

• Pit digging: 2 ft × 2 ft × 2 ft pits at 8 ft × 8 ft spacing

• FYM/compost application: 5-10 kg per pit

• Pit refilling 15 days before planting (allow settling)

• First irrigation (if pre-monsoon planting)

iKheti Support: Land inspection, GPS mapping, soil test facilitation, layout planning, Pioneer Kit distribution

MONTH 3: SEED TREATMENT & PLANTING

Week 1:

• Receipt of PreSOAK-treated moringa seeds from iKheti (germination guarantee: 85%+)

• Training on planting technique (depth, spacing, watering)

Week 2-3:

• Seed sowing: 2-3 seeds per pit at 1-2 inch depth

• Light irrigation immediately after sowing

• Mulching around pits (dry leaves/grass) to retain moisture

Week 4:

• Germination monitoring (expected in 10-14 days)

• WhatsApp daily guidance from iKheti agronomist

• Reporting germination percentage via iKheti app

iKheti Support: PreSOAK-treated seeds supply, field agent presence on planting day, daily WhatsApp guidance, app-based monitoring

MONTH 4-6: EARLY GROWTH PHASE

Week 1-8 (Month 4-6):

• Thinning: Retain 1 healthiest sapling per pit (Week 6-7), remove extra saplings

• Weeding: Manual weeding every 15 days to keep field clean

• Irrigation: Weekly irrigation (adjust based on rainfall and soil moisture)

• First bio-fertilizer application: Azospirillum + PSB (Week 8) - 50 gm per plant

• Pest monitoring: Check for aphids, caterpillars, white flies (report immediately)

iKheti Support: Video tutorials on thinning, fortnightly field visits, pest alert via app, bio-fertilizer supply (if on credit)

MONTH 7-9: VEGETATIVE GROWTH PHASE

• Manure application: Vermicompost 2-3 kg per plant + Neem cake 500 gm (Month 7)

• Weeding: Continue every 20 days

• Irrigation: Biweekly (depending on monsoon)

• Stake support: For tall saplings in windy areas

• Pruning (optional): Remove lower branches up to 2 ft height for single-stem vertical growth (PKM varieties)

iKheti Support: Organic manure supply (if on credit), pruning guidance video, field visit if needed

MONTH 10-12: PRE-FLOWERING PHASE

• Second manure application: FYM 5 kg + Panchagavya spray (Month 10)

• Irrigation: Weekly during dry period

• Pest management: Neem oil spray (3 ml/liter) if pest incidence observed

• Disease monitoring: Check for root rot, leaf spot, powdery mildew

• Growth monitoring: Plant height expected 6-8 ft by Month 12

iKheti Support: Panchagavya supply, pest management advisory, disease diagnosis via photo upload on app

YEAR 1: MONTH 13-18: FIRST HARVEST PHASE

MONTH 13-15: FLOWERING & POD FORMATION

• Flowering begins: Yellow-white flowers appear (Month 13-14)

• Pollination: Primarily insect-pollinated (encourage bee activity)

• Pod formation: Small drumsticks form within 2-3 weeks of flowering

• Nutrient spray: Panchagavya foliar spray every 15 days

• Irrigation: Critical during flowering (do not allow water stress)

iKheti Support: Harvest scheduling advisory, quality parameter training, market linkage activation

MONTH 16-18: FIRST DRUMSTICK & LEAF HARVEST

Drumstick Harvest:

• Harvest timing: 80-90 days after flowering (when pods are tender, 30-45 cm length)

• Harvest method: Cut with sharp knife/sickle, avoid damaging tree

• Expected yield: 50-100 kg drumsticks per tree in first year (varies by variety)

• Quality check: As per Schedule-I (Grade A: 30-45 cm, fresh green, tender)

Leaf Harvest (Parallel):

• First leaf harvest: Begin from Month 16 onwards

• Harvest method: Pluck mature leaves (not young tender shoots)

• Frequency: Every 30-45 days

• Expected yield: 5-10 kg fresh leaves per tree per harvest

• Drying: Shade dry immediately (moisture < 10%) for Grade A quality

iKheti Support: Harvest training, quality assessment, weighment coordination, Scenario A: farm-gate collection OR Scenario B: buyer introduction, first payment within 30 days

YEAR 2-5: FULL PRODUCTION PHASE

ONGOING CULTIVATION PRACTICES

Annual Calendar (Repeat Each Year):

January-February (Winter):

• Pruning (if needed): Remove old/diseased branches

• Manure application: FYM 10 kg + Vermicompost 3 kg per tree

• Irrigation: Biweekly (winter moisture retention)

March-May (Summer):

• Pre-monsoon manure: Neem cake 1 kg per tree

• Irrigation: Weekly (critical period)

• Leaf harvest: Every 30 days

• Drumstick harvest: If flowering occurs (variety-dependent)

June-September (Monsoon):

• Main flowering season for most varieties

• Drumstick harvest: 80-90 days post-flowering

• Weed control: Important during monsoon

• Disease prevention: Trichoderma application, avoid waterlogging

October-December (Post-Monsoon):

• Second drumstick harvest (if applicable)

• Leaf harvest: Continue every 30-45 days

• Bio-fertilizer application: Azospirillum + PSB (October)

• Soil health check: pH, organic carbon testing

Expected Annual Yield (Year 2 onwards):

• Drumsticks: 150-300 kg per tree per year (2-3 harvest cycles)

• Fresh Leaves: 60-100 kg per tree per year (harvested every 30-45 days)

• Seeds: 10-20 kg per tree per year (if allowed to mature)

iKheti Support: Continuous agronomist consultation, app-based guidance, market linkage, timely payment (30 days), annual cultivation review

YEAR 6-10: REJUVENATION & SUSTAINED PRODUCTION

REJUVENATION PRUNING (YEAR 5-6)

• Hard pruning: Cut main stem at 3-4 ft height to stimulate new growth

• Timing: Post-harvest, before monsoon

• Benefit: Restores vigor, increases yield, extends tree lifespan to 40+ years

• Recovery: New shoots emerge within 30-45 days

iKheti Support: Rejuvenation pruning training, field demonstration, yield optimization advisory

YEAR 6-10: SUSTAINED HIGH YIELD PHASE

• Annual yield maintained: 150-300 kg drumsticks + 60-100 kg leaves per tree

• Organic certification: Encouraged from Year 3 onwards (3-year organic conversion period)

• Premium pricing: Certified organic produce fetches 10-30% premium

• Contract renewal discussion: Year 9-10 (Article 2.2 renewal clause)

iKheti Support: Long-term cultivation partnership, market expansion, value addition opportunities (dried leaf powder, seed oil processing)

BEST PRACTICES - QUICK REFERENCE

DO's:

1. Follow iKheti's cultivation calendar and agronomist advice strictly

2. Use only organic inputs listed in Schedule-IV

3. Maintain daily cultivation log (sowing, irrigation, manure, harvest dates)

4. Report pest/disease immediately via app/WhatsApp

5. Harvest at optimal maturity as advised by iKheti

6. Handle produce carefully (avoid damage during harvest/transport)

7. Maintain cleanliness around field (weed-free, no stagnant water)

8. Submit weekly photo/video updates via app

9. Attend iKheti training workshops and farmer meets

DON'Ts:

1. DO NOT use chemical fertilizers, pesticides, or herbicides (Schedule-IV)

2. DO NOT harvest immature or overmature produce (quality loss)

3. DO NOT delay reporting pest/disease (spreads rapidly)

4. DO NOT allow livestock to graze in moringa field

5. DO NOT cut/uproot trees without iKheti consent

6. DO NOT sell produce to third parties without notifying iKheti (Side-Selling breach)

7. DO NOT plant other crops in moringa field without permission

FARMER'S ACKNOWLEDGMENT:

I have received and understood the Cultivation Calendar and Best Practices for moringa cultivation. I commit to follow the schedule and practices as guided by iKheti.

Farmer's Signature: _____________________________ Date: _____________________________

FARMER HELPLINE:
📱 WhatsApp: +91-90829 09861
📧 Email: hr@agrivaidic.in
🌐 Website: www.ikheti.in